The model chose to keep calm despite having just been set upon, and raised her arm from the water so the blood wouldn't attract more sharks. The model did not even plan to upload the images to her social media page until she was approached by journalists about her experience earlier this week.
Despite warnings from her boyfriend and his family, the nursing student and native of California had purposely gone into the water, which had nurse sharks - known to be harmless to humans - swimming nearby.
She's since made her Instagram account private, however, due to "rude and hateful comments" from people who think she somehow was to blame for the attack, per the BBC.
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"Against my boyfriend's wishes and his parents wishes".
"The doctors now believe that I still have pieces of the shark teeth in my arm and I will forever have a scar", said Katarina. "I am so fortunate that I still have my arm and my life".
Still, she said, locals encouraged her to lay back and enjoy floating next to the sharks - despite the sharp teeth being mere feet from her.
Earlier this month, a woman on vacation in Dugong Bay, Australia, experienced a similar ordeal with a tawny nurse shark.
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A female officer asked for the man's ID and can be heard in the video saying, "You don't come here harassing people". When additional officers arrived, the man was eventually arrested and charged with assault and disorderly conduct.
Hocher also wrote that from the photos of the incident, it appeared that Zarutskie was in the water during feeding time and that having her arms outstretched and fingers exposed would have been tempting for the sharks.
She does not want the experience or photographs to put off others from visiting the area or interacting with local wildlife when overseas, and describes the Exumas as the "most lovely place" she has ever visited.
Looking back on the day's events, Zarutskie is grateful her injury was not more severe.
"We went to a church on the island after everything was OK and we prayed".
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