The Roses secured the finest result in their history thanks to Helen Housby's dramatic last-second shot, which gave England a 52-51 victory.
Despite fatigue setting in, Fearnley's lead extended to 1:41 at the 35km mark as he edged closer to the finish, with the chase group only making slight progress in cutting back the Australian's advantage in the final kilometres.
It was the first time in six Commonwealth Games that neither Australia or New Zealand would take home the gold.
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The 23-year-old Carlisle player admitted she could recall little of the critical goal.
"I don't really have any words. This is the best day of my life", she added.
"To get England a one-two, a gold-silver, is absolutely fantastic and that's what we came here to do".
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"Bloomin heck! I actually said to them, 'can you win by a few more goals because this isn't pleasurable on the bench?'"
Such is the battle facing Tracey Neville's England team whenever they arrive at a major tournament, be it the World Cup or Commonwealth Games. "It was a dream as a player and I'm living it as a coach though these players' eyes".
"We've always had the belief we can win those tight games".
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Nigeria won its first relay medal in Women's 4x100m at the on-going Commonwealth Games in Gold Coast, Australia, saturday.